Terms of Use Agreement

trustedselections.org (referred to as the "Site", "Company", "we", "us", or "our") encourages all users to carefully review this Terms of Use Agreement ("Agreement"). By accessing, browsing, or using this Site or its services—whether directly or indirectly—or by utilizing any goods or services offered through this Site via alternative methods (such as phone, mail, text, email, or fax), you acknowledge and agree to be bound by these Terms of Use.

Site Modification or Suspension

We may, at any time and solely at our discretion, modify, suspend, or discontinue the Site, or any service, content, feature, or product offered through it, with or without prior notice. You agree that we hold no liability toward any third party for any changes, suspensions, or discontinuations of the Site or for any services, content, features, or products offered through it.

Services

This Site and its services provide information and reviews on financial services and consumer products, allowing consumers to request additional information through inquiries. Any personal information submitted in connection with this Site or its services is governed by our Privacy Policy.

By submitting an inquiry on this Site, you acknowledge and agree that the Company may share your personal information with our network of clients, which may include mortgage bankers, brokers, credit consultants, insurance brokers, and other businesses within our client network, regardless of their direct relevance to the service or product you are interested in.

We do not charge any fees for using this Site or its services. The Company is not a mortgage lender, debt servicer, real estate company, insurance agent, auto sales company, or automotive warranty provider. Your inquiry is not an application for any financial product.

By submitting your inquiry, you consent to receive autodialed or prerecorded calls, texts, and emails from the Company, its affiliates, partners, and vendors, to the phone numbers and email addresses you provide.

This Site and its services are not intended for minors. By using this Site, you certify that:

1. You are at least 18 years old.
2. You accept full responsibility for any use of this Site or services by minors.
3. The information you submit is accurate and complete, and you have not provided false information.

Advertiser Disclosure

Our top-ranked products are evaluated based on our own perspectives, expertise, and professional insights. We provide our free comparison tools thanks to referral fees from some of the companies featured on our Site.

How We Rank

The products featured on this Site are from companies that may provide us with compensation or with whom we may have ownership interests. Rankings and order of products are subject to change and the Site does not include all products available within each category.

Prohibited Use

You shall not use this Site or service for any illegal purpose or to transmit material that is unlawful, abusive, harmful, harassing, libelous, racially or ethnically offensive, invasive of another's privacy, obscene, threatening, vulgar, sexually explicit, tortious, defamatory, or that infringes on the intellectual property or rights of others.

Trademark and Copyright Notice

Our Site contains intellectual property owned by us and other parties. We are the sole owner of the Site and all materials available through it, including all applicable copyrights, trademarks, patents, trade secrets, and other intellectual property rights ("Site Content").

No Warranty

THE CONTENT AND ALL SERVICES PROVIDED THROUGH OUR SITE ARE OFFERED ON AN "AS-IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. YOUR USE OF OUR SITE IS AT YOUR OWN RISK.

Limitation of Liability

IN NO EVENT WILL WE, OR OUR AFFILIATES, BE LIABLE TO ANY PARTY FOR DAMAGES ARISING OUT OF THE USE OF THE SITE OR SITE CONTENT, WHETHER DIRECT, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL, EVEN IF ADVISED OF SUCH DAMAGES. YOU MUST INITIATE ANY CLAIM WITHIN ONE (1) YEAR OF THE INCIDENT.

Arbitration Agreement and Class Action Waiver

All disputes will be resolved through binding individual arbitration under the Federal Arbitration Act, with no rights to class action or class arbitration. You waive any right to a jury trial.

Indemnification

You agree to indemnify and hold harmless the Company, its subsidiaries, affiliates, agents, shareholders, officers, contractors, vendors, employees, and service providers from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of this Site.

Termination

If you breach any part of this Agreement or the Privacy Policy, the Company may, at its sole discretion, terminate, change, or suspend the Site or its services, temporarily or permanently, at any time, without notice and without liability.

Entire Agreement

This Agreement constitutes the entire terms of use agreement between you and the Company, superseding any prior agreements.

Changes to Terms and Policies

We reserve the right to make changes to this Agreement and the posted Privacy Policy. Any changes will be effective as of the date of posting without further notice.